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Lending Advice

‘Off-the-plan’ purchases

July 1, 2018

I have recently assisted a few clients with ‘off-the-plan’ purchases, and they have each had their own unique obstacles when it came to the finance pr...

Risk Protection

Private Health & Personal Insurance Cover

June 8, 2018

Private health cover is an expense that almost 60% of Australians pay each year. Although there are a number of costs that this type of insurance will...

Lending Advice

The two most important questions to ask yourself when buying a home…

June 1, 2018

With interest rates as low as they are, it may be the right time to look at buying your first home; or if you have a younger family, it may even be ti...

Wealth Creation

When is the right time to invest?

May 25, 2018

One of the most common reasons I hear as to why someone hasn’t invested is that they have instead opted to pay down their home loan. If retirement or ...

Lending Advice

Home Loan Lenders Mortgage Insurance (LMI)

October 12, 2017

Clients often ask us about Lenders Mortgage Insurance (LMI) and what it is. The easiest way to explain LMI is that it’s a premium charged by the bank ...

Cashflow

Spending Less Than You Earn – Budgeting In A Proactive Manner

October 12, 2017

Spending less than you earn is considered the most important financial planning principle, however you would be amazed at how many struggle to run a b...

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