Shannon Cramer

A smiling barista wearing glasses and a black apron holds a payment terminal behind the counter of a stylish café with wooden shelves filled with wine bottles and glassware.

Reducing the Biggest Risk to Small Business

Shannon Cramer September 6, 2024 No Comments

Owners of very small businesses, also known as micro businesses, frequently fail to allow for the risks they face. The main reason most business owners would give for this oversight…

Everything You Wanted to Know About Buying a Home

Shannon Cramer September 6, 2024 No Comments

Ready to make the leap from renting to buying a home? Well, before you begin the search for your perfect home there are lots of questions to find answers to.…

A family plays beach cricket under the sun, with a father helping his young son bat while the mother and daughter participate.

What Happens to Your Super When You Pass Away?

Shannon Cramer September 6, 2024 No Comments

Who decides what happens to your superannuation savings when you die? You may think that you do, but that isn’t always the case. The ultimate decision may be made by…

A mother and her two young children play joyfully on a sunlit beach, paddling in the shallow waves.

Building Your ‘Family Future Fund’

Shannon Cramer September 6, 2024 No Comments

How much does it cost to raise a child? Obviously the answer is highly dependent on individual circumstances. However, as a guide, a 2013 national study[1] found that a typical…

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Why & How Investors Should Position Their Portfolio for Inflation

Shannon Cramer September 6, 2024 No Comments

Positioning your portfolio against inflation is necessary to protect against losses. It may sound counterintuitive, but investors can profit from inflation through the strategic maneuvering of their assets. Consumers prepare…

Hand holding Australian dollar bills in business suit for financial success

How has the COVID-19 pandemic changed financial planning?

Shannon Cramer September 6, 2024 No Comments

The global COVID-19 pandemic hit the world hard, fundamentally affecting how we learn, work, play and even invest. As state lockdowns and national restrictions tightened, one financial topic evolved from…

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The #1 Most Common Financial Mistake You Can Avoid

Shannon Cramer September 6, 2024 No Comments

Over the years, our ActOn Wealth team has helped many clients out of a financial sinkhole and towards a positive path of wealth creation. Clients come to us with a…

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Five Top Tips For First Home Buyers

Shannon Cramer September 6, 2024 No Comments

Are you a first home buyer looking to get your foot in the Australian property door right now? Well, don’t be dissuaded by media reports vying for your attention through…

Modern office with a view of Sydney Harbour Bridge.

April Economic Update

Shannon Cramer September 6, 2024 No Comments

Outlook for Investment Markets While equity markets have generally recovered from their coronavirus-affected lows in late March, the prognosis for the world economy remains uncertain. While forecasters are typically running…

A man working on a laptop in a bright café, reviewing a performance update document on the screen with a coffee cup beside him.

Putting Aged Care Costs into Perspective

Shannon Cramer September 6, 2024 No Comments

A growing number of Australians are encountering the challenges of assisting elderly relatives with the move into aged care. One of them is David. Recently, he had to help his…

Author: Shannon Cramer