What Is a Self-Licensed Adviser & Should You Choose One?
If you’re exploring financial advice in Australia, you may have come across the term self-licensed adviser and wondered, “Is this…
Have you always thought that retirement was an impossibly long time away or that you would never create enough of a nest egg to live that stage of life the way you really want? You’re in for a pleasant surprise. Our local retirement specialists have helped many clients wind down work ahead of schedule. And they’ve done it with the funds they need to support the lifestyle they desire. You can, too, with the right tailored and independent financial advice. Speak to our team today and find out how.
A retirement plan begins with reverse engineering. Our Melbourne financial advisors meet with you to understand your vision. How old will you be? How much money will you need to live the lifestyle you want? Will you support others in your retirement? Are holidays, hobbies, and perhaps even changing homes part of the plan?
You paint the future picture, and we plan on how to make it a reality.
Your search for retirement planning near me can end today.
Our financial advisors know how to help you reach your goals—find out how.
Much like everyday budgeting and cashflow, planning for retirement means anticipating your incoming versus outgoing expenses. We take a forensic approach and leave no stone unturned. It’s our job to think of everything so you can sleep better at night knowing we’ve got this.
Your superannuation fund will be one of your biggest retirement financing streams. But is it performing right now? The difference between an optimised, fully-geared super fund and something largely neglected and left to its own devices can be enormous… Eye-wateringly huge. Our local financial advisors will make sure your super fund is working hard 24/7.
Stop searching for a retirement financial advisor near me—call the wealth-growing experts.
You’ve got one shot at retirement. Use it wisely with ActOn Wealth.
Think you’ve got retirement sorted? Or not sure where to begin?
Take our free 3-minute quiz to find out how prepared you really are — and what steps you can take to build the future you want.
This simple, practical questionnaire will help you:
Whether you're nearing retirement or still years away, it’s never too early (or too late) to check in on your progress.
Your future deserves more than guesswork.
Take the quiz now and get personalised guidance on what to do next.
In Australia, common retirement planning strategies include maximising superannuation contributions, considering self-managed superannuation funds (SMSFs), understanding government benefits, diversifying investments, exploring transition to retirement (TTR) strategies, downsizing, seeking financial advice, implementing estate planning, conducting regular reviews, and prioritising health and wellbeing. These strategies aim to secure a comfortable retirement by optimising savings, managing risks, and making informed financial decisions. Consulting with a qualified local financial advisor is crucial for personalised retirement planning.
The money needed for retirement in Australia depends on your lifestyle and goals. ASFA suggests a comfortable lifestyle requires about $44,412 p.a. for singles and $62,828 p.a. for couples, while a modest lifestyle needs $28,254 p.a. for singles and $40,829 p.a. for couples. However, individual circumstances vary, so it's best to consult a financial planner for a tailored retirement plan.
When planning for retirement in Australia, it's important to avoid common mistakes. These include delaying retirement planning, underestimating expenses, neglecting superannuation, lacking diversification in investments, ignoring government benefits, overlooking health and long-term care costs, not seeking professional advice, failing to regularly review and adjust plans, overestimating investment returns, and neglecting estate planning. By avoiding these mistakes and taking proactive steps, such as starting early, diversifying investments, and seeking expert advice, you can enhance your retirement readiness and financial security.
Tax on superannuation withdrawals can be complex and depends on factors like your age and the components of your super. Our team can help you understand these tax implications.
In certain circumstances, such as through a transition to retirement strategy, you might access your super while still working. Connect with our team for a detailed understanding.
Yes, you can have multiple super funds. However, it's crucial to consider factors like fees and insurance. Our team can provide advice on consolidating your super funds.
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36 if 1 not applicable (Q 5, 8, 9)
34 if 2 not applicable (Q 5, 8, 9)
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26-38 if all questions answered
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You’ve clearly made solid progress in building a strong financial foundation. You’re either actively investing, managing your debt, or planning for the future with a great level of intention.
Still, there’s always room for refinement — whether that’s maximising tax efficiency, reviewing your investment strategy, or preparing for big life events like retirement, children’s education or legacy planning.
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You’ve already laid some important groundwork — maybe you’ve started investing, built up super, or set financial goals. That’s fantastic progress.
With a few adjustments, clearer strategies, and some expert support, you could move from financial confidence to real financial empowerment.
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You’re not alone — many Australians feel unsure about where to start. If you’re feeling disorganised, unsure, or worried about the future, now’s the time to take control.
Working with a financial adviser isn’t just for the wealthy — it’s for anyone who wants clarity, confidence, and a roadmap forward.
No matter your score, ActOn Wealth can support you with clear, strategic advice to help you take control of your financial future. Whether it’s optimising your super, reducing tax, planning for retirement or aligning investments with your values – we’re here to help.